Christmas is the time of year when our portfolios are extra busy. Christmas shopping can be impulsive and extremely stressful. It is important that you think about your expenses beforehand so that you don’t lose too much money. Here are 11 tips to help you save money and reduce stress before Christmas.
Make your plan early. The earlier you start, the more you will be able to spread the costs throughout the year instead of hoping that your December salary will cover everything. Make a list of people you need to buy gifts for. Set a maximum price for a gift for a person and write down the gift ideas you already have. Be realistic about your plans and consider what you can afford instead of what you would like to give. After all, it matters to your budget.
Start shopping early
Don’t wait for the last moment to buy gifts. Keep your eyes open for appropriate Christmas gifts throughout the year. When you are looking for nothing special, great gift ideas can come up. No one has ever bought the perfect gift at the last minute of Christmas without a clear idea of what to buy. If you’re on vacation, look for exotic gifts you can’t find at home. If you buy gifts earlier in the year, make sure you write down where you put them.
Black Friday is the most important day for shopping in the US and is a phenomenon that is spreading fast in the rest of the world. Black Friday always coincides with the first Friday after Thanksgiving in the US, and is the day when you can make significant savings from Christmas gifts, so be careful not to miss it. The best deals can be found on websites, but also follow on Facebook and news sites that will keep you up to date on the best deals and deals from many marketers.
Do a research on the Internet
If you’re not sure about the specific product you want to buy (maybe your half wants a new phone, but you don’t know exactly what model), search the Internet for prices, comparisons, and reviews.
Save money on Christmas cards
Instead of buying cards for everyone, you can spend great time with your kids making them yourself. Or make them on your computer and print them.
Give your time this Christmas
Give half of your vouchers with things you would do during the year. They can be: preparing dinner, massage or even babysitting.
Make handmade gifts
Make your Christmas presents with love. Search the Internet for ideas and take the time to create personalized gifts that are made with a certain thought and idea. This Gift is Better Than a Gift Card Shopping!
Make sure you buy the best, but not the most expensive
The best known brands are not always of the best quality. Do not be fooled by the various advertising tricks. This rule applies especially to food products.
Buy fewer gifts
If you usually exchange gifts with the same people over Christmas, it may be worth investing in a bigger, nicer gift for each individual, rather than buying multiple small gifts.
Give an experience
Check out Collective Shopping Pages for experiences or vacations you can give to your loved ones. There are various options such as spa days, extreme experiences, golf, etc
Sell your unnecessary items to buy gifts
Need Extra Money Before Christmas? Look for things you don’t use that you can sell on websites or Facebook sales groups.
If you’re late to the plan and need money quickly, you can get a quick Good Finance loan.
Do you have your own tips for saving money over Christmas? Write them to us.